- 078 904 9404
- info@dcidebt.co.za
- 219 Boshoff Street | PMB | Office No. 05
Our Services
Experienced . Specialized . Professional
Secure & Safe Advices for You, your Small & Big Businesses
Debt Analysis
Comprehensive Debt Assessment: Our debt analysis service provides a thorough evaluation of your financial situation. We review all your outstanding debts, interest rates, and repayment terms to create a clear picture of your financial obligations.
Personalized Debt Report: You will receive a detailed report outlining your current debt status, including a breakdown of each debt, total amounts owed, and monthly payment obligations. This report helps you understand where you stand financially and what steps are needed to regain control.
Expert Recommendations: Based on the analysis, our debt counsellors will provide tailored advice on the best strategies to manage and reduce your debt. This may include debt consolidation, restructuring, or other financial solutions.
Budgeting
Customized Budget Plans: We help you create a realistic and sustainable budget tailored to your income and expenses. Our budgeting service ensures that you can meet your financial obligations while still covering essential living costs.
Expense Tracking: Our team will guide you on how to track your expenses effectively, helping you identify areas where you can cut costs and save money. This includes tools and techniques for monitoring your spending habits.
Financial Goals Setting: We assist you in setting achievable financial goals, whether it's saving for a major purchase, building an emergency fund, or planning for retirement. Our budgeting service is designed to help you achieve long-term financial stability.
Remove Admin Order
Admin Order Removal Process: If you have an administrative order against you, it can severely impact your financial freedom. Our service helps you navigate the legal process to remove these orders, ensuring compliance with all necessary legal requirements.
Legal Assistance: We provide expert legal assistance to challenge and remove admin orders. Our team works diligently to gather all required documentation and represent your case effectively.
Restoring Financial Health: Removing an admin order can significantly improve your credit score and financial standing. We help you understand the benefits and guide you through the steps to restore your financial health.
Remove Old Accounts
Account Review and Closure: Old and inactive accounts can clutter your financial records and affect your credit score. We review all your accounts and assist in closing those that are no longer needed.
Credit Report Cleanup: Our service includes cleaning up your credit report by removing outdated and incorrect information. This helps improve your credit score and ensures your financial records are accurate.
Ongoing Monitoring: We provide ongoing monitoring to ensure that old accounts remain closed and do not reappear on your credit report. This proactive approach helps maintain a clean and healthy credit profile.
Remove Debt Review
Debt Review Exit Strategy: If you are currently under debt review and have regained financial stability, we help you exit the debt review process legally and efficiently. Our service ensures that all debts are settled or restructured appropriately.
Credit Clearance: We assist in clearing your name from the debt review status on your credit report. This involves liaising with credit bureaus and creditors to update your financial status.
Post-Debt Review Support: Our support doesn't end once you exit debt review. We provide ongoing financial advice and support to help you maintain a healthy financial status and avoid falling back into debt.
Judgement Removal
Judgement Assessment: Having a judgement against you can severely impact your creditworthiness. We assess the judgement and determine the best course of action to have it removed.
Legal Representation: Our legal team provides representation to challenge and remove judgements from your credit record. We handle all legal proceedings and documentation required for the process.
Credit Restoration: Once the judgement is removed, we assist in restoring your credit score and financial reputation. This includes updating your credit report and providing advice on maintaining a positive credit history.
Our Offices
Pietermaritzburg Branch
Head office
Pinetown Branch
Merthery house
Ulundi Branch
Ulundi
Address: 378 Princess Magogo Street
upstairs office 3&4
Ulundi
3866
Tel: 035 870 1109
Email: dciv2020@gmail.com
Aliwal North Branch
Aliwal
Address: Dorans Building,Crn of Somerset & Grey street
48 Somerset street
1st floor ,office 06
Tel: 051 023 0221
Email: dciv2.aliwal@gmail.com